The Perk Index

Prime vs competitors

Target Circle 360 vs Amazon Prime

Published 2026-09-26 · Last checked 2026-09-26 · 4 min read

5/7TuesdayScore™
  • A same day retailer membership against a catalog one.
  • One leans on targeted delivery, one on a catalog.
  • Both bundle perks beyond delivery.
  • Your store loyalty is most of the answer.

Two memberships, two centers of gravity. Target Circle 360 sits on top of a store brand and its same day delivery services. Amazon Prime sits on top of a catalog and a delivery engine. Each one is strongest for the shopper who was already living in it.

As an Amazon Associate I earn from qualifying purchases. Commissions never change a TuesdayScore™. How this site is funded.

Two centers of gravity

Worth naming plainly. Each membership has one engine. Everything else is garnish, and garnish is what comparison posts love to list.

One plan is designed so that a store trip becomes a delivery from a nearby shop. The other is designed so that a catalog order arrives quickly, with digital benefits attached. Everything else each one bundles is a detail around that core.

Name the core first, then look at the extras. A membership is chosen for its engine far more often than for its garnish, and the garnish is what comparison posts love to list.

How to decide

Both retailers publish their own current terms, and both change them. So the durable version of this comparison is the shape of the two memberships, not a snapshot of their prices.

The honest tiebreaker

If you genuinely shop both ways, the tiebreaker is not price. It is which membership deletes a chore you would otherwise do. A delivery that replaces a drive is worth something real. A benefit that replaces nothing is a line on a card.

Run the Prime side through the worth it pages and run the other side through its own current terms. Two honest reads beat one long list of features.

Buy it if your shopping is catalog led and the bundle replaces a bill or a trip.

Skip it if your week is already built around a store membership. Matching your habit beats matching a brand.

Read the whole comparison in the Prime versus Walmart+ guide, and judge Prime on its own at is Prime worth it.

Amazon Prime benefits and terms are described from Amazon’s published pages, checked 2026-09-26. Competing memberships are set and published by their own retailers. Current terms are shown on each provider’s own site.

TuesdayScore™ and The Perk Index™ are trademarks of The Perk Index.